tag:blogger.com,1999:blog-8008941473877759004.post3944054599822859545..comments2023-10-26T07:35:57.664-07:00Comments on $$$-Making money online and offline: Painless Way to Clear Your Debtst-luckhttp://www.blogger.com/profile/05415647777694267228noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-8008941473877759004.post-37767659063423597212009-04-07T20:49:00.000-07:002009-04-07T20:49:00.000-07:00Something better than what I'm already doing! -spl...Something better than what I'm already doing! -splitting the raise. <BR/><BR/>Maybe I'll suggest this to him. But at the end of the day, like you say, its the 'mindset' that matters.t-luckhttps://www.blogger.com/profile/05415647777694267228noreply@blogger.comtag:blogger.com,1999:blog-8008941473877759004.post-5591401199015800002009-04-07T07:59:00.000-07:002009-04-07T07:59:00.000-07:00I agree with you on this point. Many people see a ...I agree with you on this point. Many people see a raise as an excuse to raise the standard of living.<BR/><BR/>I think it might be hard for your friend to cut back completely because of his mindset...but if they could split the raise and use part for increased standard of living and part for debt payoff that might be easier.<BR/><BR/>I do this myself, when I get 'extra' money I put 60% into savings and use the other 40% for nice stuff. That way I don't feel deprived or frustrated that I got more money but can't have anything....but my debt snowball gets a boost as well.lulugal11http://www.howisavemoney.netnoreply@blogger.com